What To Do After A Car Accident: How A Car Accident Lawyer Can Help You.
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At Shiner Law Group our lawyers understand the problems that arise after a car accident. At our law firm, we know how to assist injured victims after a crash and understand the struggle people face in recovering compensation for their losses.
The law allows for people to recover for pain and suffering, and in certain cases, damages could be increased in cases of severe injury or death. Our attorneys have handled automobile accident cases throughout Florida and can help you fight for the most compensation.
In a car accident? Unsure of what to do next? Call our auto accident lawyers for a free, no-cost consultation. Our firm will review your claim for free and determine if our lawyers can help you.
How An Auto Injury Lawyer Can Help Me?
Let’s be frank, driving in Florida can be dangerous. Statistics have shown that over 35,000 people die and the number of deaths in Florida as a result of accidents is also increasing. It is critical to have an experienced attorney represent you after your car accident.
An accident law firm and a knowledgeable attorney can help ensure you receive maximum insurance benefits from the car insurance company. Our law firm will then determine whether you can receive additional benefits such as personal injury protection (PIP) coverage as a result of the car accident. If you have suffered seriously, we may be able to help you file a lawsuit which could lead to a recovery more than what is provided under the insurance companies limits. Call our lawyers now to discuss your legal options and whether we can help represent you in your insurance claim.
If someone was injured in a crash they could sustain all different types of injuries. Our car accident injury lawyers represent victims who have suffered many different kinds of injuries. Some of the injuries our law firm has represented people for include paralysis, concussion, fractured or broken bones, scarring, disfigurement, brain damage, spine, hand, and eye injuries, burns, and wrongful death cases.
The moment you are involved in an accident the insurance company must provide you with certain coverage such as personal injury protection (PIP). You also will determine if you want to bring a lawsuit against the at-fault driver in the car crash, our lawyers will begin preparing your claim by:
- Obtaining police and accident reports
- Reconstructing the scene of the auto accident
- Questioning and investigating witnesses
- Getting photographs of the damage, scene, and injuries
- Analyzing medical records and medical bills
- Contacting and hiring expert witnesses to review evidence
- Speaking with the insurance company representatives on your behalf
Our Auto Accident Attorneys Deal With Your Insurance Company
To have the best chances of receiving compensation, the lawyer must prove that the negligent driver fell below the applicable standard of care in the operation of their car and that their negligence caused or contributed to the accident. Some examples of terms used to describe a person who caused an accident are negligent drivers, reckless drivers, or intoxicated drivers; in these circumstances, a plaintiff in a lawsuit may be able to recover punitive damages for the clear and convincing negligent actions when they were driving.
Most commonly the insurance company will attempt to show that your injury is only temporary in nature. It is imperative that you advise your health care providers regarding your injuries during every doctor’s visit. Also, if you are hurt as a result of a car accident, you must make sure that your doctors are properly documenting your injuries. In every case, the insurance company will make all efforts to minimize their payout.
It is always important to provide your lawyer with all information possible which will allow the law firm to represent your interests best. What’s more, this will also provide the law firm with the best chance of making the most financial recovery.
Personal Injury Protection or “No-Fault” Insurance
Personal Injury Protection — also referred to as “No-fault” insurance — is mandatory insurance coverage for any car that is operable in Florida. Personal Injury Protection insurance (PIP) provides certain coverage under Florida law that inures to the benefit of any person involved in a car wreck. Specifically, PIP will cover payment of medical bills, payment for lost wages, and payment for household services. If someone dies as a result of the car wreck, then PIP will also pay for funeral expenses. In some cases, the insurance company fails to pay for these charges and you, or even your doctor can file a lawsuit to recover the monies necessary for the treatment received.
Bodily Insurance Coverage
In addition to PIP insurance coverage, you may be entitled to a recovery from bodily injury insurance. Bodily injury insurance, or also referred to as BI insurance, is coverage that is provided for when someone else is negligent and causes a personal damage to their body. BI insurance policy will also provide coverage for someone who suffered other mental injuries as a result of the crash such as mental anguish, etc.
Unfortunately, however, in certain cases, a person who owns a car may not have BI insurance coverage. In these situations, there still is an ability to make a recovery in certain circumstances.
Uninsured and Underinsured Motorist Accidents
In the event someone has no BI or minimal bodily injury coverage, your uninsured or underinsured motorist coverage (or another person’s) may cover you for the injuries you sustained by the negligent party. It is common to see the abbreviations of UM and UIM to refer to under-insured and uninsured motorist coverage.
If the at-fault party was underinsured, the UM insurance will apply and should cover you for the financial difference between what you recovered and what your total damages are. Furthermore, even if your insurance carrier claims that you do not have UM insurance, an experienced auto accident lawyer will know to investigate the insurance policy to determine whether the carrier is acting appropriately under the law. Also, the insurance company may have used an improper form to reject UM insurance coverage, and therefore, an experienced law firm will fight to get coverage.
Of course, should the insurance company fail to pay out the claim related to the accident, you will be faced with the decision of whether to file a lawsuit to obtain coverage.
Our Car Accident Attorneys Get You Compensated
Of course, each car collision is different; thus, the same premise applies to injuries. In some cases, a low impact wreck can result in tragic and permanent injuries. However, in other cases, car accidents such as a rollover may cause minimal injuries. And, although your car insurance should provide basic medical coverage such as PIP it does not necessarily mean that you will be fully covered. At the Shiner Law Group we have handled auto accident cases where our clients have been paralyzed, suffered burns and scars, disability, whiplash, loss of limbs, spine injuries, head injuries and even wrongful death.
If you have been injured as a result of an accident then you may be able to make a claim for the following forms of damage through the insurance claim. Economic damages include medical expenses in the past and future, lost wages in the past, loss of earning capacity, mental anguish, and punitive damages to name a few. And let’s not forget pain and suffering.
Medical Expenses include costs for treatment at a hospital emergency room, surgery, durable medical equipment (DME), and future medical expenses. Vehicular accident victims may also recover lost wages from their lost time at work. What’s more, under Florida law, a person who is hurt as a result of an auto collision can recover for the loss of future earning capacity if they can show their earning potential is limited. These types of losses are referred to as economic damages.
Damages awarded to a plaintiff for non-financial losses are known as noneconomic damages. Non-economic damages, or intangible damages, include pain and suffering, mental anguish, loss of consortium, and punitive damages. These types of non-economic damages are recoverable at trial and are awarded by a jury in cases where the plaintiff can show these harms occurred.
Unfortunately, some people will die as a result of a car crash. If someone has died as a consequence of a car accident you may be able to bring a wrongful death claim. Florida law allows a survivor or beneficiary to bring a wrongful death lawsuit against the negligent driver for damages including punitive damages. A few examples of types of Car Accidents that can result in someone’s death include:
- Drunk driving or driving under the influence (DUI)
- Reckless driving
- Rear-end collisions
- Side-impact collisions
- Head-on collisions
Time is of the essence and if you are injured as a result of a car wreck call our trial attorneys for a free consultation. The lawyers at Shiner Law Group are very experienced in a variety of practice areas, including slip and fall or trip and fall incidences, truck wrecks, workers’ compensation, motorcycle collisions and more.
Our experienced car accident injury lawyers are committed to helping victims receive compensation, so call us 24/7 at 561-777-7700 or online for a free case review to find out how we can assist you. The Shiner Law Group represents injury victims in Boca Raton, West Palm Beach, Boynton Beach, Delray Beach, Palm Beach County, and throughout the surrounding counties.