Home›Lakeland Personal Injury Lawyer›Car Accidents
Lakeland Car Accident Lawyers
Injured in a car accident in Lakeland? Polk County recorded 12,749 crashes in 2024 — about 35 every single day — on roads like I-4, US 98, and Memorial Boulevard. Shiner Law Group's Lakeland car accident attorneys fight negligent drivers and their insurers from our office on Bartow Rd, with no fee unless we win.
Were You Involved in a Car Accident in Lakeland?
Lakeland drivers face a rough combination: Interstate 4's high-speed Tampa–Orlando traffic cutting straight through the county, aging arterials like US 98 and Memorial Boulevard carrying far more volume than they were designed for, and explosive growth adding thousands of new drivers every year. Polk County's 12,749 crashes in 2024 put it among the top ten crash counties in Florida.
Whatever your crash looked like — a rear-end on I-4, a left-turn collision on Florida Avenue, a red-light T-bone on Memorial — the aftermath is the same: an insurance company motivated to pay as little as possible, moving quickly while you are hurt and distracted. Florida's rules are unforgiving: a two-year statute of limitations, a 14-day PIP treatment window, and a 50% comparative fault bar that adjusters know far better than most injured people do.
Shiner Law Group's Lakeland car accident lawyers investigate the crash, preserve the evidence, document your full damages, and handle the insurers — so you can focus on healing. You pay nothing unless we win.
No upfront cost, ever. Every case is handled on a strict contingency fee. Call (863) 201-4000 for a free, confidential consultation, available 24/7 from our Lakeland office.

Why Lakeland Clients Choose Shiner
Injured in a Lakeland Crash? Do Not Wait.
Evidence disappears quickly — camera footage is overwritten, skid marks fade, and witnesses move on. Call now for a free case review, available 24/7.
What to Do After a Car Accident in Lakeland
The steps you take in the first hours and days can make or break your claim.
Get to Safety and Call 911
Report injuries and request police at the scene. The crash report documents key facts — and what you tell the officer for that report is protected by Florida's accident report privilege.
Photograph Everything
Vehicles, damage, plates, skid marks, debris, traffic signals, and your visible injuries. Wide shots and close-ups both help.
Exchange Information & Identify Witnesses
Names, phone numbers, insurance and license details — and contact information for witnesses. Note nearby businesses that may have camera footage.
Seek Medical Care Right Away
Same day if possible. Prompt treatment protects your health, and Florida's PIP law requires initial treatment within 14 days for crash victims using PIP benefits.
Do Not Give a Recorded Statement
Decline recorded statements and do not sign anything from the other side's insurer before speaking with an attorney.
Call Shiner Law Group
(863) 201-4000. We preserve evidence, handle the insurers, and pursue full compensation. Free consultation, 24/7.
Who responds matters: depending on where it happened, the report may come from the Lakeland Police Department, the Polk County Sheriff's Office, or Florida Highway Patrol (I-4 and the Polk Parkway). We obtain the right report and the evidence behind it.
PIP, Fault, and When You Can Sue
Florida is a no-fault state for initial medical coverage — but no-fault does not mean no one is accountable.
PIP: Your Policy Pays First
Florida requires $10,000 in Personal Injury Protection. PIP pays 80% of medical expenses and 60% of lost wages up to policy limits regardless of fault — but only if you seek initial treatment within 14 days of the crash.
Serious Injuries Open the Liability Door
When injuries are significant or permanent, Florida law allows a claim against the at-fault driver's insurer for full damages — including pain and suffering that PIP never covers. This is where full compensation is won.
Deadlines & Comparative Fault
Most car accident lawsuits must be filed within two years (HB 837). And under Florida's modified comparative negligence rule, being found more than 50% at fault bars recovery — which is why insurers work so hard to shift blame onto victims.
Where and Why Lakeland Crashes Happen
Most crashes stem from preventable choices: distracted driving and texting, speeding and aggressive lane changes, failure to yield, red-light running, impaired driving, and following too closely.
Location matters too. We know these corridors, their crash patterns, and where the cameras are — and we use that local knowledge to prove fault.
Interstate 4
One of America's most dangerous interstates — high-speed rear-end and sideswipe crashes, worsened by constant congestion and construction
US 98 (Florida Ave & Bartow Rd)
Lakeland's main artery — left-turn conflicts, red-light running, and heavy commercial traffic
Memorial Blvd (US 92)
High-volume east-west corridor with frequent intersection collisions
Polk Parkway (SR 570)
High-speed toll loop where merging and speed variance produce serious crashes
Kathleen Rd Corridor
Fast-growing area mixing commuter, school, and commercial traffic
Shopping Plaza Exits
Unsafe turns across multiple lanes on US 98 and Memorial cause frequent side-impact crashes
Injuries We Represent
- Whiplash and cervical spine injuries
- Traumatic brain injury (TBI) and concussion
- Herniated and bulging discs
- Broken bones and fractures
- Spinal cord injuries and paralysis
- Internal organ injuries and bleeding
- Shoulder and knee injuries
- Facial injuries and dental damage
- PTSD and psychological trauma
- Wrongful death
What Can You Recover?
Medical Expenses
Emergency care, surgery, hospitalization, rehabilitation, medication, and future medical needs
Lost Wages
Income lost during recovery plus reduced future earning capacity
Pain & Suffering
Physical pain and emotional distress — the human cost of the injury
Property Damage
Repair costs or total-loss value of your vehicle or property
Loss of Enjoyment of Life
The activities, hobbies, and independence your injuries take away
Punitive Damages
Available for gross negligence such as DUI crashes — and easier to plead after Florida's 2026 Perlmutter decision
Insurance Companies You May Deal With — and What They Don't Want You to Know
Every major insurer operating in Polk County uses the same playbook: delay, deny, and minimize. Understanding it is the first step to defeating it.
State Farm
Florida's largest auto insurer, known for aggressive comparative fault assignments and slow payment approvals
GEICO
High claim volume across Polk County, with quick lowball offers designed to close claims early
Progressive
Sophisticated systems that use recorded statements to build comparative fault cases against claimants
Allstate
Known for claims software that systematically undervalues soft tissue and pain and suffering damages
USAA
Serves military families with a fair-dealing reputation but standard delay tactics on larger claims
Travelers
Common commercial-vehicle insurer with aggressive defense of truck and delivery claims
Liberty Mutual
Frequently disputes causation in soft-tissue claims, requiring thorough medical documentation
Nationwide
Uses early recorded-statement requests to lock in accounts before injuries are fully known
The most important thing to know: when you file a claim, the insurer opens a file and starts building a defense before you have spoken to an attorney. Shiner Law Group levels this from day one. Call (863) 201-4000 before giving any insurer a statement.
Shiner Law Group — Millions Recovered for Injured Floridians
Results from our Florida practice. Every case is different, and past results do not guarantee future outcomes — they reflect the caliber of representation we bring to every Lakeland case.
Volusia County
Palm Beach County
Palm Beach County
Palm Beach County
Palm Beach County
Across Florida
Why Lakeland Injury Victims Choose Shiner Law Group
Real Case Valuation
We calculate all damages — current and future, economic and non-economic — not just the obvious bills. No element of your claim is left on the table.
Insurance Leverage
We counter delay tactics and lowball offers with evidence, expert analysis, and the credible threat of trial.
Local Presence
Our Lakeland office on Bartow Rd puts us minutes from the courthouse, Lakeland Regional Health, and the corridors where these cases happen.
No Win, No Fee
Zero upfront cost, no retainer, no consultation fee. Our fee comes from the recovery, so our incentive matches yours.
David Shiner has represented injury victims throughout Florida since 2002, and his firm has recovered more than $500 million for injured clients and their families. Every case is handled on a strict No Win, No Fee basis. Call (863) 201-4000 for a free, confidential consultation.
Serving Lakeland & Polk County From Bartow Rd
Home and hospital visits available throughout Polk County. Call (863) 201-4000, available 24/7.
Lakeland, FL 33801
Lakeland Car Accident Questions Answered
Submit a FREE Case Review
Tell us what happened. We will evaluate your claim and explain your options. Confidential, no obligation, available 24/7.
Submit Your Details
Tell us what happened, where it occurred, and your injuries.
Case Evaluation
Our attorneys review your case and identify all liable parties and coverage.
We Fight for You
We build your claim, handle the insurers, and pursue maximum compensation.
Free Lakeland Case Review
Confidential · No obligation · Available 24/7
Injured in a Lakeland Car Accident?
Maximum Compensation. Zero Upfront Cost. 24/7 Availability.
Shiner Law Group has recovered more than $500 million for injured Floridians. No Win, No Fee. Free consultation available right now from our Lakeland office.